Customers who live longer can pay more in premiums than the value of the pay-out. As with all insurance, it is possible to pay more in premiums than you get back.

Our research shows customers understand this feature and are happy having the peace of mind of knowing exactly how much money they will get as a guaranteed cash pay-out when they die. Our advertising explains that the premiums for this insurance plan are payable for life and it is also explained to all customers when they buy and followed up with Policy documents. Our Guaranteed Over 50 Plan customers choose the monthly premium they are comfortable with, which never goes up. We're sorry to hear of your concerns regarding the Terms & Conditions associated to the plan. Visit us at SLPC 30710 05/23 (exp.Good Afternoon James Thank you for your comments. The Sun Life name and logo are registered trademarks of Sun Life Assurance Company of Canada. © 2023 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. For cost and complete details of the coverage, please contact the company. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. Product offerings may not be available in all states and may vary depending on state laws and regulations. In New York, insurance products and prepaid dental products are underwritten or provided and administered by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI). Prepaid dental products are provided and administered by SLOC and are provided by prepaid dental companies affiliated with SLOC, in certain states except New York.

Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York. This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. Nationwide ounts are state level totals.Ĩ Available to groups with over 100 lives.

(DHA®), and dentists under access arrangements with other dental networks. Each dentist is only counted once.ħ Sun Life's dental networks include its affiliate, Dental Health Alliance®, L.L.C. Dental ASO and the Vision Discount Plan are not insurance.Ħ Zelis Network Analytics data as of September 2022 and based on unique dentist count. Not approved for use in AZ, CA, CO, GA, NM, OH, OKġ Ranking compiled by DentaQuest and Sun Life based on internal and publicly listed data.Ģ Sun Life and DentaQuest internal data 2022.ģ Averages based on 2022 Q2 Sun Life internal data.Ĥ The term DHMO does not apply in TX or FL.ĥ Prepaid/DHMO is not insurance in some states.

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